Frugal Tips to Tighten Your Budget.
Have you ever thought that there must be more you can do to tighten your budget? If you are like me I know I do all the normal things like using coupons, unplug unused appliances, get rid of the cable and grow my own vegetables, but I still think there must be more I can do.
Since we are a few weeks away from taking our two income family down to a one I needed to make sure I am doing everything I can to be a good financial officer when it comes to our monthly income. My hubby works long and hard to provide for us so I want to make sure I am doing everything I can on my end.
I have had a frugal spirit for years, so all the normal money saving tips and ideas I already have in place. So I sat down and thought long and hard about all the things we do on a monthly basis and where else I might be able to cut back.
I was able to find six more things I can do to save a few extra dollars each month.
- Rewards Credit Card – We do not use credit cards but if I wanted to enjoy an evening out or an overnight stay I was going to have to find a way to pay for it. We switched our emergency credit card to one that pays us rewards in restaurant gift cards and free hotel stays, so now if I want to do something special I will use the points from our rewards card.
- Trash Bags – I stopped buying paper products years ago but still bought toilet paper and trash bags, until the other day when I noticed how many 50# feed bags I go through in a month. They can easily be used as trash bags and since we recycle, burn papers and compost we don’t thrown anything messy in the trash so these bags can be re-used a few time before they need replaced.
- Hello Library – Even though I love my Kindle books if I go to the library I can borrow for free…and that is a no brainer.
- One Trip Shopping – Planning and organizing everything I need for the week into one day will be a challenge, but in the long run it will save gas and wear and tear on my car.
- Cutting More of the Electric Bill – There are still things I can do to lower our electric bill.
- Turning the AC down or off at night and use an energy fan
- Listen to the radio when I am on my computer instead of turning Pandora on through the TV.
- Air dry my hair
- Bake Once a Week – Plan ahead and bake all bread and desserts in one day will save a great deal of propane by not heating up the oven each time.
What I don’t want is for us to feel we are depriving ourselves by tightening our budget, so if I can save even a few more dollars each month it will free up the extra money to spoil ourselves on something frivolous every once in awhile.
Here is a list to some of my favorite homemaking tools and resources:
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